Employers are required to carry workers compensation insurance to cover accidents on the job. Just because an injury happens at work doesn’t mean you’re going to get benefits. Make sure you get the compensation you need to pay your bills.
- Report your injury on the job to the right person. This might be HR, your supervisor, or your boss. If you don’t get an incident report to fill out, follow up with someone higher up the chain of command.
- If it’s an emergency, you go where the ambulance takes you. Your employer may direct you to a particular clinic or doctor in a non emergency. Go where they send you to ensure payment of the bills.
- Tell the doctor or hospital you were injured on the job. If anything is left off your medical records, the workers compensations won’t cover treatment for it.
- You probably will be required to take a drug test after an accident. Testing positive for alcohol or drugs will negate your claim.
- Even if the accident is your fault, you may still be covered. Workers compensation is a no-fault insurance. It’s important to check with an attorney.
- Don’t expect big payouts from workers compensation insurance.
- Fraud divisions of insurance companies watch for malingering, or cheating the system. The chances are high that you will get caught if you attempt to cheat.
While you may not need an attorney to get workers compensation benefits, but having one will ensure you get your full benefits?
To learn more about workers compensation in Jacksonville , please visit this website.